Terms and Conditions of Use

Last Updated: October 8, 2025

Welcome to Addon Pay (hereinafter “Services”), a website and related services providing tools for payment processing and monetization. These Terms and Conditions of Use (hereinafter “Terms”) govern your access to and use of the Addon Pay website and its services. By using the Services, you agree to these Terms. If you do not agree, please refrain from using the Services.

We reserve the right to modify these Terms at any time. Updates take effect upon posting on the website. We recommend checking this page regularly. Continued use of the Services after changes constitutes your acceptance of the updated Terms.

1. Description of Services

Addon Pay provides a web platform for processing payments, integrating with payment systems, and managing financial transactions. The Services include, but are not limited to, tools for conducting payments, content monetization, and transaction analytics. The Services are provided “as is,” without warranties regarding continuity, accuracy, or freedom from errors.

2. Conditions of Access

  • Age: The Services are available only to individuals who have reached the age of majority in their jurisdiction (typically 18 years). Persons under 18 must use the Services with the consent of a parent or legal guardian.
  • Account: Some features of the Services may require creating an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities conducted through your account.
  • License: We grant you a limited, non-exclusive, non-transferable license to use the Services for personal or commercial purposes in accordance with these Terms. You may not copy, modify, distribute, or create derivative works from the Services without our written consent.
  • Restrictions: You are prohibited from using the Services for illegal purposes, infringing on third-party rights, distributing malicious software, or any actions that disrupt the operation of the Services or payment systems.

3. Your Obligations

You agree to:

  • Provide accurate, current, and complete information during registration, payment processing, or when contacting us, including data for identity or payment verification.
  • Comply with all applicable laws, including data protection, copyright, and financial regulations.
  • Refrain from using the Services for illegal transactions, fraudulent schemes, money laundering, or activities violating sanctions regimes.
  • Indemnify us for any losses, claims, or expenses (including legal fees) arising from your use of the Services or violation of these Terms.

4. Payments and Financial Transactions

  • Transactions: You are responsible for all transactions conducted through the Services. You agree to ensure sufficient funds or access to payment methods to complete transactions.
  • Fees: The Services may charge fees for processing payments, which will be clearly disclosed before the transaction. You are responsible for paying all applicable taxes.
  • Refunds: Refunds are processed in accordance with the refund policy published on the website or as required by law. We do not guarantee refunds if a transaction is completed per your instructions.

5. Intellectual Property

All rights to the Services, including the website, software, design, content, logos, and trademarks, belong to us or our licensors. You do not acquire any ownership rights beyond those expressly granted in these Terms. Use of our trademarks without written permission is prohibited.

6. Limitation of Liability

The Services are provided “as is,” without warranties regarding accuracy, completeness, or fitness for a particular purpose. We are not liable for:

  • Interruptions in the operation of the Services, transaction delays, or errors in payment processing.
  • Loss of data, financial losses, or indirect damages (including lost profits or opportunities) arising from the use of the Services.
  • Actions of third parties, including payment systems or providers, with which the Services interact.

Our liability is limited to the total amount of transactions processed through the Services in the past 12 months or $100 USD, whichever is less.

7. Indemnification

You agree to indemnify us, our employees, partners, and payment providers for any losses, claims, or expenses (including legal fees) arising from your use of the Services, transactions, or violation of these Terms.

8. Termination

We may suspend or terminate your access to the Services at any time without notice if:

  • You violate these Terms.
  • There is suspicion of fraud, money laundering, or other illegal activity.
  • It is necessary for security, compliance with law, or regulatory requirements (e.g., sanctions).

You may terminate your use of the Services by deleting your account or ceasing access to the website. Termination does not relieve you of obligations related to completed transactions or indemnification.

9. Governing Law

These Terms are governed by the laws of Ukraine. Any disputes will be resolved in the courts of Kyiv, Ukraine. For users in other jurisdictions, local laws regarding payments, consumer protection, and privacy may apply. We do not limit your rights under applicable consumer laws.

10. Miscellaneous

  • Entire Agreement: If any part of these Terms is deemed invalid, the remaining provisions remain in effect.
  • Waiver: Our failure to enforce any right does not constitute a waiver of other rights.
  • Assignment: We may assign our rights and obligations under these Terms to a third party (e.g., in case of a merger or asset sale) without your consent. You may not assign your rights without our written permission.
  • Notices: Notices will be sent to the email address registered with the Services or through the website interface.

11. Changes to the Terms

We may update these Terms by posting a new version on the website. We will notify you in advance of significant changes (e.g., regarding payments or access) via email or through a notification on the website. Continued use of the Services after changes constitutes your acceptance of the updated Terms.

Contact Information

For questions regarding these Terms, please contact us at support@addonpay.com.

By using the Services, you confirm that you have read, understood, and agree to these Terms.